Credit Risk Associate | SwiconJobs

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Credit Risk Associate

2022.10.28. | Hybrid | Non-tech
Introduction
Our partner is a global leader in the banking sector which serves more than 200 million domestic, corporate, state and organizational clients worldwide. It was one of the first international shared service centers in Hungary, opening its doors in 2005, presently facilitating services for 95 countries on an international level.
Tasks

ICG Risk Analysis Credit Risk Associates are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.


  • Assess the credit and financial strength of our partner's most complex Large Corporate Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Complete Credit Analysis Write-up Memos based on independent assessment and judgement completed on the due diligence of the client and industry knowledge 
Expectations
  • Fundamental analytical skills, including an understanding of key financial components (liquidity position, leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
  • Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation
  • Displays basic industry research capabilities, including risk and key drivers
  • Basic understanding of Credit Policy and procedures; proactively refers to resources as needed
  • Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly
  • Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively
  • Clear written and verbal communication skills, with the ability to communicate clearly and concisely
  • Good Microsoft Office (Word, Excel, and PowerPoint) skills
Employer's offer
  • Freedom to succeed in a dynamic environment: creative and innovative ideas are encouraged and recognized
  • A positive and inclusive work environment in which diversity and cross-regional work-streams are key components
  • An environment conducive to developing supervisory/leadership/presentation skills and build a professional network across the organization globally
  • Hybrid (office / home office) presence